by Sandi Martin | Oct 29, 2015 | Blog, Budgets, Personal Financial Planning
Does this sound familiar? You’ve read a book or a blog series or watched a show about budgeting and getting your money under control. You’re all fired up, ready to really get it together, and get to work on that budget. The first few lines are easy:...
by Sandi Martin | Aug 10, 2015 | Blog, Personal Financial Planning
Hi Sandi, I am a 22-year-old and just starting my career. Do I need a financial planner and is talking to a financial advisor at the bank the same thing as talking to a financial planner? Thank you, Denise — Hi Denise, You know, you have an enormous opportunity...
by Sandi Martin | Jan 23, 2015 | Because Money, Blog, Eric and Ilsa, Personal Financial Planning
As much as I love recording Because Money with my good friends Jackson Middleton and Robb Engen, and getting to shoot the breeze with our knock-out roster of guests, I come away from each episode regretting that I didn’t get to say just this one more thing. (And...
by Sandi Martin | Mar 26, 2014 | Blog, Budgets, Fee Only Financial Planning, Mint.com, Personal Financial Planning
The folks at Mint.com interviewed me a few weeks ago about working with a financial planner, getting started on a financial makeover, and advice for beginners on investing. When enlisting help to manage your money, what should you look for in a planner? You should...
by Sandi Martin | Feb 17, 2014 | Blog, Budget Fatigue, Budgets, Personal Financial Planning
The point: Learning to live on a budget is hard. Pretending it’s not is stupid, and counter-productive, and will eventually end up being the reason you quit. Let’s talk about the most important part of personal finance: debt repayment investing budgeting. I’ll...
by Sandi Martin | Dec 9, 2013 | Blog, Christmas, Personal Financial Planning, Relationships
The point: frugality isn’t a virtue, especially when you’re hitting your family over the head with it. Repetitious, I know. Are you upset by the amount of stuff that your family is going to give your kids this Christmas and resent them for their...