by Sandi Martin | May 30, 2013 | Blog, Budgets, Retirement, Series: Avoiding the Useless Retirement Plan
The point: You can’t plan where you’re going until you know where you want to go and where you’re starting from. Do you know what you want out of life? If that sounds like a surprisingly navel-focused question coming from a financial planner,...
by Sandi Martin | May 27, 2013 | Blog, Retirement, Series: Avoiding the Useless Retirement Plan
The point: A realistic retirement plan doesn’t start with a number and work backwards; it starts with the question “why?” Quick, go to the personal finance section of you newspaper or feed reader and count how many articles and posts from last week...
by Sandi Martin | May 21, 2013 | Blog, Inside the Bank, Retirement
The point: buying an RRSP sometime between January and March doesn’t mean you have a retirement plan. Go into any bank between January 2nd and February 28th and you will be haunted by the specter of an underfunded retirement. You will be offered...
by Sandi Martin | May 14, 2013 | Blog, Fee Only Financial Planning, Wealth Management
The point: Financial advisors who are compensated based on how much money you have invested with them have less time for the equally complex needs of less affluent clients. You know the old saw “you have to have money to make money”? Apparently you also...
by Sandi Martin | May 9, 2013 | Blog, Personal Financial Planning
The point of this post: the world of personal finance can be as confusing as a room full of five-year-olds playing soccer, and the financial industry needs to stop pretending that it’s not. Yesterday was my oldest daughter’s first day of soccer. ...
