by Sandi Martin | Mar 28, 2013 | Blog, Financial Infrastructure, Inside the Bank
The point of this post: there are bankers out there who actually care more about doing a good job for their clients than for the bank, and they’re worth finding…and keeping. Today, we’re making friends with bankers. Lets pause here for a minute, so...
by Sandi Martin | Mar 27, 2013 | Blog, Credit Cards, Debt Management, Income Tax, Paying your taxes with a credit card, Plastiq
The point of this post: don’t pay your taxes with your credit card. Ever. The big news today (for money nerds who read every scrap of money-related news, that is) is that through the online payment system Plastiq, you can put your income tax payment on your...
by Sandi Martin | Mar 14, 2013 | Blog, Financial Infrastructure, Personal Financial Planning, Relationships
The point of this post: if you can’t be honest with your partner about money and financial planning, why are you with them? A healthy financial infrastructure is cost-effective, simple, flexible, and intuitive. It keeps you on budget, moves you closer to your...
by Sandi Martin | Mar 8, 2013 | Affordability, Blog, Debt Management, Mortgages, Total debt service and savings ratio, Total debt service ratio
The point of this post: it’s your job as the borrower to figure out if you can actually afford the mortgage the bank says you can. When you think about how much money you make, do you use made up numbers or real ones? If you think that’s a strange...