Canadian Investment Fee Calculator

Welcome to the investment fee calculator, built to compare the cost of investing across Canada with online investment management companies like WealthBar, Steadyhand, NestWealth, Wealthsimple, and Portfolio IQ. (For more about why on earth you’d do so, read... read more

Life is a Highway: Sequence of Returns and You

The particular sequence of market returns that you’ll enjoy throughout your lifetime starts when you’re born, ends when you die, is entirely outside of your control, and, if you’re not careful, will heavily influence when you start investing, how you’ll do it, and your outlook on life when you turn those investments into income.

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Cooking At Home To Save Money Will Still Cost You

If you want to get your spending on food or any other category to line up with your income and goals, you’ll have to spend one of your other resources – your time, your capacity, even your social capital – until it doesn’t feel like a sacrifice anymore.

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Money 201 with Yours Truly and John Robertson

Once you’ve already mastered the basics of paying off debt and saving, what are the next steps to take in your financial life? We’ll walk through long-term planning to provide the context for how to fit the financial pieces of your life together, that takes into account your individual needs and goals, and will help you make sensible investing decisions.

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What I Want For You In 2015

My hope for you this year is that – no matter what your circumstances – you take the time to get really, really clear about what those circumstances actually are, and plan to repeat the process when they change.

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The Secret to a Successful Financial Plan

The daily practices of a life with direction can either be onerous, and chafe so much that you give up or grumble your way through a miserable life, or you can settle into them with an attitude of contentment and get happy on the way to your goals, not just when you eventually reach them.

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OPTIMIZE!

Financial planning is misnamed. It really should be called Figuring Out How Much What You Want Out Of Life Will Cost And How to Pay For It By Finding The Happy Medium Between Doing What You Have To Do And Doing What You Want To Do. I imagine this will never take on.... read more

On Hiring a Financial Planner

The folks at Mint.com interviewed me a few weeks ago about working with a financial planner, getting started on a financial makeover, and advice for beginners on investing.  When enlisting help to manage your money, what should you look for in a planner? You... read more

Because Money Episode 14

Despite +Robb Engen‘s absence from this week’s podcast, +Jackson Middleton and I had a great time talking with our guests about why regular Canadians should care about the regulation of financial advice. I’ve written about the incentives that are... read more

The Because Money Podcast | Episode 11: Home Buyer’s Plan

In this week’s episode of The Because Money Podcast, we finally got to fight a little. Agreeing all the time is so boring, isn’t it? What did we cover that was so controversial? Only the Home Buyer’s Plan, that allows you to withdraw up to $25,000... read more